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Credit Cards

Decision Tree: Student – Credit Card2020-08-04T14:56:22+00:00

Personal Credit Cards
from CNB and TIB

Let us help you pay your bills, take care of groceries and fuel up for that road trip. The best part? There’s no annual fee, plus you have the option to earn rewards. Through our partnership with TIB, a trusted card services company, we make the choice easy with a Low-Rate or Preferred Points Rewards card.

Apply For An Account

Low-Rate Card

Features

  • No annual fee
  • Low introductory rate for the first six months*
  • Competitive ongoing Annual Percentage Rate (APR)*
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free customer assistance available at 800.367.7576
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of MasterCard® benefits (see list below)
  • Same APR* for both purchases and cash advances

Fees

World / Preferred Points Rewards Card

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
  • Low introductory rate for the first six months*
  • Competitive ongoing APR*
  • No annual fee
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Rewards points can be redeemed for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards, travel and more.
  • Rewards points can be redeemed by visiting www.mypreferredpoints.com or calling 866.678.5191
  • 24-hour toll-free customer assistance available at 800.367.7576
  • Online account information available 24-7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of MasterCard® benefits (see list below)
  • Same APR* for both purchases and cash advances

Fees

MasterCard® Benefits

Each Central National Bank MasterCard® comes with the following benefits:

  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver
  • Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance
  • Concierge Service*

*Concierge Services available with World MasterCard® only.

Apply For A Credit Card

APPLY TODAY

To Apply Now

Want the online version of our application? Please fill out the form below. If you’d like to visit with someone about our credit card options, give us a ring at 1.888.262.9226 or 254.776.3800.

*Please see application for information about current APRs and fees.