Checking & Savings Accounts
We aren’t about crunching numbers around here. Instead, we’re all about choices. We specialize in providing the latest banking technology, backed by a non-stop commitment to service.
Whether you’re managing your money day-to-day to planning for what’s next, we have the services, convenient access and advice you need to gain complete control over your finances. We want you to be confident in what your pocket holds.
We offer a variety of checking accounts with features you’ll need to keep your time and money where they need to be.
Our goal? That you might actually like going to the bank.
You’ve got access to the following features, no matter what account you choose:
- Visa Debit Card
- CentraNet Online Banking
- Central National Bank Mobile App – Apple and Android
- Bill Pay & Person-to-Person Payments
- Mobile Deposit
- Text Banking & Text Alerts
- Lock/Unlock Debit Card
Campus Account
We know money can be tight while you’re in school—after all, paying for your education isn’t cheap. You need an account that goes wherever campus life takes you.
Account Conditions
- No minimum balance requirement
- Proof of Student ID – Must be 25 years old or younger
- Debit Card
- eStatements
- Minimum Opening Deposit: $50
Account Features
- Online, Mobile & Text Banking
- Mobile Deposit
- ATM Withdrawals – 4 free per month*
- Person-to-Person Payments – 4 free per month
- If you wish to receive paper bank statements each month, a monthly paper statement fee of $3 may be assessed.
- *CNB ATMs are free of charge.
Bold Account
Banking at your fingertips, tailored to your lifestyle. What more could you want? Our BOLD account is suited to grow with you, your career and your family.
Account Conditions
- No minimum balance requirement
- Debit Card
- eStatements
- Direct Deposit (or business owner with CNB business account)
- Minimum Opening Deposit: $50
- A monthly service charge of $4 will be assessed in the event that your account does not have direct deposit activity during the month.
Account Features
- Online, Mobile & Text Banking
- Mobile Deposit
- ATM Withdrawals – 4 free per month*
- Person-to-Person Payments – 4 free per month
- If you wish to receive paper bank statements each month, a monthly paper statement fee of $3 may be assessed.
- *CNB ATMs are free of charge.
Classic Account
As you wind down your working years and head towards retirement, we feel like you’ve earned a service charge-free account. Our Classic Account is exclusively offered to customers who are 50 years old or older.
Account Conditions
- 50 years old or older
- No minimum balance requirement
- Minimum to Obtain APR: $1
- Minimum Opening Deposit: $50
Account Features
- Earned interest (based on current market rate)
- Free annual order of bank stock wallet checks
- Discount of 10% on Safe Deposit Boxes
- Online, Mobile & Text Banking
Vintage Account
Bank any way you want. CNB’s Vintage Account gives you the comfort of tradition and ease of electronic services, all at your own pace.
Account Conditions
- $1,000 Average Daily Balance Requirement
- A monthly service charge of $7.50 will be assessed if the account’s average daily balance falls below $1,000.
- Minimum Opening Deposit: $50
Account Features
- Unlimited Check Writing
- Complimentary Paper Bank Statements
- Online, Mobile & Text Banking
Certificates of Deposit / Time Deposits
For inquiries about rates on Certificates of Deposit, please give us a call (512.480.0047).
In accordance with Section 326 of the USA PATRIOT Act signed October 26,2001, Central National Bank is required to obtain a copy of the documents used in identifying our new account customers and in identifying signatory individuals added to an existing or new account. In some cases, identification will be requested for those individuals banking with the Bank prior to the effective date of the customer identification requirements because original documentation was not obtained with the opening of the account, or the Bank is unable to form a reasonable belief that it knows the true identity of the existing customer. In all cases, protection of our customer’s identity and confidentiality is the Bank’s pledge to you.