As a business owner, you have plenty on your plate already. That’s why our Business Checking Account structure is intentionally designed to charge you only for the services you use. What’s more, you’re only responsible for fees when the services you use exceed the value of your deposits. Each month, an account analysis statement is generated that summarizes the activity in your account and itemizes the associated fees. The report also analyzes your account balance and calculates the earnings credit based on the investable balance. Any fees not offset by the earnings credit are charged to your account.